Most drivers assume that when a vehicle is written off, it has effectively been dealt its death certificate. Hence, to hear that your vehicle is a ‘write off’ in the wake oven accident or incident is to fear the worst.
In reality, being written off doesn’t actually mean anything about the general condition or state of repair of the vehicle in question. Instead, being written off simply means that from an insurance perspective, it is not worth fixing.
This happens when the costs of fixing the vehicle and getting it back into shape would exceed those of replacing the vehicle outright.
For obvious reasons, insurers aren’t going to pay for repairs that cost more than the car. If you ensure a vehicle and indicate its value as £2,000 in your premium, forking out £3,000 for repairs simply does not make sense.
What Happens When A Vehicle Is Written Off?
Your insurance company will let you know if your vehicle has been written off, due to the nature and extent of the damage it has endured. At which point, they will also tell you how much you will receive as payment for a replacement vehicle – determined by the specified value of your car in your insurance premium.
When they tell you that your vehicle has been written off, you will be told which of the various vehicle damage categories your car falls within. This will help you determine what to do next with your car, if anything at all.
Here’s a brief overview of the official damage categories from Gov.uk:
Just as long as your car does not fall within Cat A or Cat B, there’s a decent chance you will be able to organise the necessary repairs and sell on your vehicle at a profit. You will need to get the car professionally repaired and it may need to be re-registered, but scrapping it outright may not be necessary.
This is something to discuss with a garage or mechanic you trust, who can help you determine whether or not it is worth doing anything with your damaged car.
Responsible Scrapping and Recycling
In the event that your vehicle is damaged beyond repair – or fixing it up would cost way too much – there’s still a way to make some money out of it. Simply call the team at Take My Scrap Car and we will take your end-of-life vehicle off your hands, ensuring you are paid a fair price accordingly.
We calculate all quotations on the basis of scrap values on the day, meaning you will not get a better deal from any competing recycling specialist in the area. In addition, 100% of the services we provide are 100% free of charge, so the price we quote is the price you receive – every penny of it.
For more information or to organise collection of a scrap car in your area, contact a member of the team at Take My Scrap Car today.
